Your Action Plan: The First 90 Days
Alright, you're convinced. You're ready to start earning rewards on your everyday spending. Here's exactly what to do:
Week 1: Research and Apply
Look at your current spending patterns. Where does most of your money go? This will help you choose the right card.
Week 2-3: Set Up Your Card
Once your card arrives:
1. Activate it immediately
2. Set up online/mobile access
3. Enable notifications
4. Set up autopay
5. Add the card to your digital wallet
Month 1: Start Small
Begin with just one or two regular expenses—maybe your phone bill and streaming services.
Month 2-3: Expand Gradually
Add more categories: groceries, gas, dining. By month three, you should be using your card for all regular spending.