Credit Card Rewards Calculator
Estimate how much you could earn in rewards based on your actual spending
📊 Your Monthly Spending
Enter your average monthly spending in each category:
💳 Select Your Card Type
💰 Your Potential Rewards
Monthly Rewards
$30
Extra money each month
Annual Rewards
$360
Yearly cashback
With Welcome Bonus
$560
First year total
5-Year Value
$2,123
Invested at 7% return
📈 Breakdown by Category:
💡 Key Insight
You're currently leaving $360 on the table each year by not using a rewards card for your normal spending.
Ready to Start Earning?
The card I use offers unlimited 1.5% cashback on everything with no annual fee.
Apply Now & Start Earning →Based on your calculated potential of $360/year
🎓 How to Maximize Your Rewards
1. Use for All Regular Bills
Phone, internet, streaming, insurance - put everything on autopay
2. Pay in Full Every Month
Interest charges will outweigh any rewards benefits
3. Set Up Transaction Alerts
Stay aware of your spending with push notifications
4. Automate Rewards Investing
Set cashback to automatically transfer to investment account